Finance Options

Okinus(oh-kin-us) is a fast and friendly lease-purchase program provider that offers instant approvals of up to $6,000 with no credit needed. We provide much-needed options to customers who really need it. Our approvals help good people bring home what they want when they need it-with no embarrassment of rejection or long waits for approvals. We promise to act with honesty, strive for excellence, hold ourselves accountable, respect the dignity and abilities of every person, and work together as a team so everybody wins.




Furnish your home with items you'll love by leasing with Merchants Preferred! We provide a quick and efficient leasing solution that makes it simple for you to get the merchandise you need at a price you can afford! Merchants Preferred offers flexible programs from 12 to 18 months, with approval amounts from $300 to $3000. Save the hassle for another day with Merchants Preferred!


• Quick Application Process
• Flexible Program Options
• Approval Amounts from $300-$3000
• Customer Service Available When You Need it


• Low to No Application Fee
• Early Payout Options
• Little to No Documentation Needed
• Payment Plans Tailored to Your Payment Schedule